"Cheap and Quick" is not our style!
Many consumers view insurance as a commodity. They think all insurance carriers are alike, and insurance policies are something that can easily be price-shopped. The staff of Mintz Girgan & Brightly knows this is not the case. Insurance policies are legal contracts, policies vary greatly in scope of protection, and there is a great variety in the quality and culture of insurance companies.
We know our role: To assist businesses and families in the placement of these contracts, to help you make changes as your needs change, and most importantly be there for our clients in the event of a claim.
Our Commercial insurance team is extremely skilled and takes great pride in our knowledge of the marketplace and our ability to structure appropriate insurance programs. Our Personal insurance team is equally talented and the level of attentive service we provide is second to none. Given all we know about the insurance industry, it is hard for us to imagine individuals buying from "direct writers" such as GEICO, State Farm, Allstate and others. We think their television advertising is extremely clever and very funny. But, we also believe that in the fast-paced world in which we all live, consumers are far better served by relying upon a skilled independent insurance advisor.
We want our clients to think of us as a trusted friend who helps them place their insurance. Unlike the service provided by some direct writers where phone calls are handled by "the next available representative", each of our clients is assigned an Account Manager who will get to know you and your insurance needs. Of course you want the best possible premium, and we can "shop" your coverage with a multitude of different carriers. But we will not "sell on price" and never forget that our job is to help you place the proper program of insurance.
Our Account Managers average over twenty years of experience, and have tremendous expertise and knowledge of the industry. We deal with insurance carriers all day long. From the billing departments to the underwriters to the claims representatives....these carriers can be tough! We think it's unlikely that an "untrained" insurance buyer can spend a few hours directly placing their own coverage, and be able to avoid all of the potential pitfalls that can occur. Put differently, why wouldn't you want to use a firm such as Mintz Girgan & Brightly?
Founded in 1925, Mintz Girgan & Brightly is one of the leading privately owned insurance brokers in New Jersey. Our firm is held in high regard by insurance carriers and we like to think that MGB is a place where the best clients can be matched with the best carriers. We applaud you if you've read this far - you are obviously doing your homework on our firm. Perhaps you've found what you are looking for in an insurance advisor. Let us handle your insurance so that you can go on to far more enjoyable endeavors!